Interested
in your Credit Report, it's contents or how your credit score is
determined?
Credit reports and credit scores (commonly called FICO scores) are
rather misunderstood and seldom explained correctly. It seems
there is this secret formula that takes into account your payment
history with major and minor creditors assigning you a score.
There are three main credit reporting agencies, and each somehow
arrives at a different credit score using the same data and
payment history. Why? We aren't sure, but within the pages of
credit-reports-online.net, we aim to help explain credit reports
in terms you and I can understand. Nothing on this site is a
substitute for expert advice from your attorney or accountant, but
should help you understand better when you meet with your next
mortgage broker, loan officer, etc.
What areas do we cover? The menu at the left offers you the
topics we cover and clicking on any of them will bring you to that
specific page. Credit reports explained has an actual credit
report with explanations so that next time you see one, you will
have a better understanding of what all those notations
mean.
Using
a synopsis of the information given by the major credit reporting
agencies, we attempt to help you better understand your credit
score.
Erroneous
information finds it's way into reports of every kind, but there
aren't many more important reports that your credit report. If
it's wrong, you could be denied credit, then have to prove it's
wrong after the fact. Let us warn you that every time you run your
credit report, it costs you valuable points and if you do it too
many times, red flags go up with lenders. If your report is wrong,
we will offer suggestions on how to go about correcting it without
hiring a so-called "Credit Expert".
Improving
your score is something we all wish to do and here you will find
tips on how to do just that!
Everyone
has received at least 1000 email offers with statements like
"Repair Your Credit Instantly". Here are some scams to
avoid.
Our Services
include:
Instant and
reliable credit reports via e-mail
Thorough
explanations of how credit reports work
A check list to
find out if your report is wrong
A step-by-step
plan to improve your scores
NEW! Scams exposed
Get your 3 bureau report in seconds!
credit-reports-online.net
E-mail: info@credit-reports-online.net
© 2001 Credit-Reports-Online.net
|
